Determination Of Natural Disaster Insurance Premi-Ums In Bengkulu Province Using Standard De-Viation Approach
Alicia Arifin
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Source: Crossref
Published: Feb 26, 2026
DOI: 10.33510/numerion.2026.1.1.1-8
Open original source ↗Source abstract
Insurance premium is the cost associated with the transfer of risk from the policyholder to the insurance company. This research aims to determine the insurance premium for natural disasters in the Province of Bengkulu. Data was obtained from National Disaster Management Agency (BNPB) for the years 2000-2020. Insurance premium method that will be used is from standard deviation. The results from insurance premium starts from Rp351.978.101.983,63 until Rp359.354.025.436,30 with factor loading 1-10%. Therefore, residents of Bengkulu Province suggested that they have insurance for natural disasters.
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